Internet Fraud Terms You are bound to come
across these terms
sooner or later, but hopefully, you know them not only when you become
a victim of scams, but instead learn about what these terms mean before
you get scamed. Here are a few terms every internet user should be
aware of:
Phishing: Phishing is the fraudulent process of attempting to acquire personaly data such as passwords, usernames, and credit card details, by pretending to be a trustworthy entity in an electronic communication. Scammers spoof themselves by pretending to be from PayPal, eBay, e-business sites or online banks to lure unsuspecting victims. Phishing is primarily carried out by e-mail or instant messaging, it usually directs users to enter details Back-door Trojan: These are programs that create secret openings on a user's computer to remotely access victim's files without the user knowing. Bot: Is a short term to describe a computer program which performs asks automatically. They are mostly used maliciously to scan for personal data such as passwords, a users' browsing history, capture keystrokes from a keyboard, send spam and report information to a third party across the Internet. Botnet: a controlled, remote, third party network compromised robot computers. Malware: a general term for malicious software. Examples of these include spyware and worms, viruses, Trojan horses, . IM: instant messenger, while friendly for chatting with friends, it is used by hackers to send pictures or other files and links with hidden viruses. Image spam: a spam e-mail whose content contains text embedded inside an image. Smishing: A kind of phishing which sends SMS messages to cell phones and tries to lure smart phone users to a Web site, where they download malware without knowing it. Spim: This is spamming over instant messaging systems. Spit: This is spamming over internet telephony, or VoIP spam. Trojan (horse): a highly malicious program that can appear to be legitimate or harmless to unsuspecting computer users so that they will run the program which then gives hackers backdoor access to users computer. Virus: a malicious program capable of copying itself and attaching to other programs. To function, someone must run the program to which the virus is attached. Vishing: or "voice phishing". In this scam, consumers receive a phone call or an e-mail telling them to call a phone number about a problem on a bank or credit card account. When victims make the call, they hear an automated message asking them to verify account information and other sensitive data. Keystrokes get recorded as victims enter in their account details. By using Voice over Internet Protocol phones, scammers can choose the area code and prefix of the telephone numbers used so that they closely resemble the real company's phone numbers. Worms: a virus is a dangerous program which is capable of copying itself without needing a host program. Visit Our forum and Blog
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